Key facts, as of
As of September 29, 2026, Consumer Discretionary Select Sector SPDR (XLY) trades at $109.15, down 9.3% over the past year. Its 52-week range runs from $105.19 to $125.01; the price is 12.7% below that high. It sits 6.4% below its 200-day average of $116.55, the usual sign of a long-term downtrend. Its 30-day volatility is 15.2% annualized, which we rate medium risk. It has a trailing P/E of 23.9.
Cite: Portfolio Terminal, "Consumer Discretionary Select Sector SPDR (XLY) stock analysis", 2026-09-29. https://portfolio-terminal.com/analyse/xly
Where it trades today
trading 20% of the way up its 52-week range
How the price has moved
What to weigh before acting
What Matters Now
- The real question is what role this fund should play in allocation construction, not whether one short-term move looks attractive.
- XLY trades at 23.9x earnings, well above the etf average of 20.0x, so the market is already pricing in above-consensus execution.
- XLY should be monitored through portfolio risk contribution because short-term price strength is only useful if it fits the rest of the book.
- XLY remains in a bearish short-term trend and sits 12.7% below its high, which raises the bar for any thesis that depends on fast multiple expansion.
Portfolio Use Case
- XLY fits best as a benchmark or core allocation building block rather than as a thesis that depends on single-company execution.
- The risk profile looks balanced enough for a diversified core-plus portfolio, provided the position size reflects sector concentration.
- This page is most useful for deciding whether the stock deserves a permanent slot in the portfolio or just a place on the watchlist.
What Would Change the View
- A reset in earnings expectations or a faster peer catch-up could compress the premium valuation currently embedded in XLY.
- A recovery in price alone would not be enough to improve the view; the thesis needs confirmation from improving business or valuation signals.
- There is little income cushion here, so total return depends mainly on price appreciation and execution staying on track.
Methodology
- Price, market cap, beta, yield, and liquidity fields for XLY come from Yahoo Finance quote and summary data.
- 30-day volatility is calculated from recent daily returns and annualized using a 252-trading-day convention.
- Sector context uses stored benchmark averages for ETF so each page compares the ticker against a stable peer baseline rather than against the whole market.
- Peer comparisons use the Portfolio Terminal coverage set and highlight nearby listed alternatives such as SPY, QQQ, IWM.
Sources
- Yahoo Finance quote dataopen →
Live quote, valuation, beta, yield, and volume fields used for XLY. Last refresh: Sep 29, 2026, 10:33 PM.
- Portfolio Terminal methodologyopen →
Explains how analytics, refresh cadence, and portfolio interpretation work across the product.
- Peer set and coverage context
Comparative context for this page is anchored around nearby tracked names such as SPY, QQQ, IWM.
What this fund is
The Advisor employs a replication strategy. The fund generally invests substantially all, but at least 95%, of its total assets in the securities comprising the index. The index includes companies that have been identified as Consumer Discretionary companies by the Global Industry Classification Standard (GICS®). It is non-diversified.
At 0.08% a year, $10,000 left for 30 years at 7% before fees would end $1,806 lower than with no fee, counting what the fee would have earned. Compare it with other funds
What the fund owns
Top 10 Holdings
Sector Allocation
How it sits in etf
Exchange-traded funds offering diversified exposure to various markets and strategies.
The companies it competes with
XLY beside the etf names it is usually measured against.
What the chart is saying
In a downtrend, below both moving averages.
downtrend- Price is 4.7% below its 50-day average and 6.4% below its 200-day.
- The 50-day crossed below the 200-day on 2026-07-01 (a “death cross”).
- RSI at 35 is neither stretched nor washed out.
- The nearest ceiling is $114.03 (+4.5%).
A description of the chart, not advice. Indicators describe what the price has done; none of them knows what it does next.
Questions people ask about it
Is XLY a good buy right now?
Consumer Discretionary Select Sector SPDR trades at 23.9x earnings. This is near market average. Current risk level is Medium based on 15.2% volatility.
Does XLY pay dividends?
Consumer Discretionary Select Sector SPDR does not currently pay a regular dividend. The company may be reinvesting profits for growth.
How volatile is XLY?
With 30-day annualized volatility of 15.2% and beta of N/A, XLY is classified as Medium risk.
Compare XLY with anything
Five years side by side: what $10,000 became, how far each fell, whether they move together.