Key facts, as of
As of September 29, 2026, Zions Bancorporation (ZION) trades at $62.61, up 9.8% over the past year. Its 52-week range runs from $46.19 to $73.34; the price is 14.6% below that high. It sits 1.1% below its 200-day average of $63.34, the usual sign of a long-term downtrend. Its 30-day volatility is 22.5% annualized, which we rate medium risk. It has a trailing P/E of 8.0 and a dividend yield of 3.04%.
Cite: Portfolio Terminal, "Zions Bancorporation (ZION) stock analysis", 2026-09-29. https://portfolio-terminal.com/analyse/zion
Where it trades today
trading 60% of the way up its 52-week range
How the price has moved
What to weigh before acting
What Matters Now
- Credit quality, deposit stability, and how management navigates the rate cycle usually drive the next rerating.
- ZION trades at 8.0x earnings versus 12.5x for the sector, which means the rerating case depends on proving the discount is too harsh.
- ZION carries a beta of 0.77, which means the stock should be judged on how it affects total portfolio swings, not just on standalone upside.
- ZION remains in a bearish short-term trend and sits 14.6% below its high, which raises the bar for any thesis that depends on fast multiple expansion.
Portfolio Use Case
- ZION is more relevant for investors who want some income support alongside price appreciation, not just pure growth exposure.
- The beta profile suggests it can fit a quality or lower-volatility sleeve more naturally than a high-octane tactical basket.
- The stock becomes more useful when paired with an explicit catalyst watchlist, because sector sentiment can shift quickly around policy, rates, or pipeline news.
What Would Change the View
- A recovery in price alone would not be enough to improve the view; the thesis needs confirmation from improving business or valuation signals.
- The view would need revisiting if peers such as JPM, BAC, WFC start winning the marginal flow or posting cleaner operating momentum.
Methodology
- Price, market cap, beta, yield, and liquidity fields for ZION come from Yahoo Finance quote and summary data.
- 30-day volatility is calculated from recent daily returns and annualized using a 252-trading-day convention.
- Sector context uses stored benchmark averages for Financial Services so each page compares the ticker against a stable peer baseline rather than against the whole market.
- Peer comparisons use the Portfolio Terminal coverage set and highlight nearby listed alternatives such as JPM, BAC, WFC.
Sources
- Yahoo Finance quote dataopen →
Live quote, valuation, beta, yield, and volume fields used for ZION. Last refresh: Sep 29, 2026, 10:33 PM.
- Portfolio Terminal methodologyopen →
Explains how analytics, refresh cadence, and portfolio interpretation work across the product.
- Peer set and coverage context
Comparative context for this page is anchored around nearby tracked names such as JPM, BAC, WFC.
What Zions Bancorporation does
Zions Bancorporation, National Association provides various banking products and related services primarily in the states of Arizona, California, Colorado, Idaho, Nevada, New Mexico, Oregon, Texas, Utah, Washington, and Wyoming. The company operates through Zions Bank, California Bank & Trust, Amegy Bank, National Bank of Arizona, Nevada State Bank, Vectra Bank Colorado, and The Commerce Bank of Washington segments. It offers commercial and small business banking services to small- and medium-sized businesses, such as commercial, industrial, and owner-occupied lending and leasing; municipal and public finance services; depository account and cash management services; commercial and small…
Employees
9,039
Industry
Banks - Regional
Headquarters
Salt Lake City, United States
What analysts expect
ZION carries a hold consensus from 22 analysts, with an average price target of $74.77 versus $62.61 today (+19.4%). Targets are estimates and can move quickly after earnings.
Consensus aggregated by Yahoo Finance. Targets are estimates, not forecasts.
How the business is doing
ZION generated $3.69B in trailing revenue (35.2% year over year), with a 31.8% net margin, supported by $36.00M of net cash.
The numbers, year by year
| Fiscal year | Revenue | Gross profit | Operating income | Net income | EPS | Free cash flow |
|---|---|---|---|---|---|---|
| 2025 | $3.38B | — | — | $899.00M | $6.01 | $952.00M |
| 2024 | $3.13B | — | — | $784.00M | $4.95 | $1.05B |
| 2023 | $3.12B | — | — | $680.00M | $4.39 | $772.00M |
| 2022 | $3.15B | — | — | $907.00M | $5.80 | $1.28B |
When it reports next
Estimates aggregated by Yahoo Finance. Dates move and estimates change until the report lands.
How it sits in financial services
Sector covering banks, insurance, asset management, and fintech companies.
The companies it competes with
ZION beside the financial services names it is usually measured against.
What the chart is saying
Slipped under its 50-day average inside a longer uptrend.
weakening- Price is 8.3% below its 50-day average and 1.1% below its 200-day.
- RSI at 31 is neither stretched nor washed out.
- The nearest ceiling is $63.57 (+1.5%), the nearest floor $61.00 (-2.6%).
A description of the chart, not advice. Indicators describe what the price has done; none of them knows what it does next.
Questions people ask about it
Is ZION a good buy right now?
Zions Bancorporation trades at 8.0x earnings. This is below market average, potentially undervalued. Current risk level is Medium based on 22.5% volatility.
Does ZION pay dividends?
Yes, Zions Bancorporation offers a dividend yield of 3.04%. That is roughly $1.90 per share a year.
How volatile is ZION?
With 30-day annualized volatility of 22.5% and beta of 0.77, ZION is classified as Medium risk. The stock tends to be more stable than the market average.
What is the analyst price target for ZION?
The average analyst price target for Zions Bancorporation (ZION) is $74.77 based on 22 analyst estimates, about 19.4% above the current price of $62.61. The published range runs from $68.00 to $84.00.
How much revenue does ZION generate?
Zions Bancorporation reported $3.69B in trailing twelve-month revenue. Revenue growth is running at 35.2% year over year. Net margin sits at 31.8%. Figures are aggregated from company filings by Yahoo Finance and refresh on an hourly cadence.
Compare ZION with anything
Five years side by side: what $10,000 became, how far each fell, whether they move together.