Key facts, as of
As of September 29, 2026, Raymond James Financial (RJF) trades at $159.85, down 9.4% over the past year. Its 52-week range runs from $138.82 to $182.73; the price is 12.5% below that high. It sits 0.7% below its 200-day average of $160.96, the usual sign of a long-term downtrend. Its 30-day volatility is 23.0% annualized, which we rate medium risk. It has a trailing P/E of 13.9 and a dividend yield of 1.34%.
Cite: Portfolio Terminal, "Raymond James Financial (RJF) stock analysis", 2026-09-29. https://portfolio-terminal.com/analyse/rjf
Where it trades today
trading 48% of the way up its 52-week range
How the price has moved
What to weigh before acting
What Matters Now
- Credit quality, deposit stability, and how management navigates the rate cycle usually drive the next rerating.
- RJF is valued near its sector range at 13.9x earnings versus 12.5x for peers, so the next move likely needs a real earnings or guidance catalyst.
- RJF carries a beta of 0.92, which means the stock should be judged on how it affects total portfolio swings, not just on standalone upside.
- RJF remains in a bearish short-term trend and sits 12.5% below its high, which raises the bar for any thesis that depends on fast multiple expansion.
Portfolio Use Case
- RJF is more useful for investors comparing conviction names inside financial services than for someone looking for a passive “set and forget” holding.
- The beta profile suggests it can fit a quality or lower-volatility sleeve more naturally than a high-octane tactical basket.
- The stock becomes more useful when paired with an explicit catalyst watchlist, because sector sentiment can shift quickly around policy, rates, or pipeline news.
What Would Change the View
- A reset in earnings expectations or a faster peer catch-up could compress the premium valuation currently embedded in RJF.
- A recovery in price alone would not be enough to improve the view; the thesis needs confirmation from improving business or valuation signals.
- The view would need revisiting if peers such as JPM, BAC, WFC start winning the marginal flow or posting cleaner operating momentum.
Methodology
- Price, market cap, beta, yield, and liquidity fields for RJF come from Yahoo Finance quote and summary data.
- 30-day volatility is calculated from recent daily returns and annualized using a 252-trading-day convention.
- Sector context uses stored benchmark averages for Financial Services so each page compares the ticker against a stable peer baseline rather than against the whole market.
- Peer comparisons use the Portfolio Terminal coverage set and highlight nearby listed alternatives such as JPM, BAC, WFC.
Sources
- Yahoo Finance quote dataopen →
Live quote, valuation, beta, yield, and volume fields used for RJF. Last refresh: Sep 29, 2026, 10:33 PM.
- Portfolio Terminal methodologyopen →
Explains how analytics, refresh cadence, and portfolio interpretation work across the product.
- Peer set and coverage context
Comparative context for this page is anchored around nearby tracked names such as JPM, BAC, WFC.
What Raymond James Financial does
Raymond James Financial, Inc., a diversified financial services company, provides private client group, capital markets, asset management, banking, and other services to individuals, corporations, and municipalities in the United States, Canada, and Europe. The Private Client Group segment offers financial planning, investment advisory, securities transaction, investment services, portfolio management services, insurance and annuity products, and mutual funds; support to third-party mutual fund and annuity companies, including sales and marketing support, as well as distribution and accounting, and administrative services; margin loans; securities borrowing and lending services; and…
Employees
19,500
Industry
Asset Management
Headquarters
Saint Petersburg, United States
What analysts expect
RJF carries a buy consensus from 13 analysts, with an average price target of $186.00 versus $159.85 today (+16.4%). Targets are estimates and can move quickly after earnings.
Consensus aggregated by Yahoo Finance. Targets are estimates, not forecasts.
How the business is doing
RJF generated $15.24B in trailing revenue (15.1% year over year), with a 15.1% net margin, supported by $9.94B of net cash.
The numbers, year by year
| Fiscal year | Revenue | Gross profit | Operating income | Net income | EPS | Free cash flow |
|---|---|---|---|---|---|---|
| 2025 | $13.84B | — | — | $2.13B | $10.53 | $2.25B |
| 2024 | $12.64B | — | — | $2.07B | $9.94 | $1.95B |
| 2023 | $11.47B | — | — | $1.74B | $8.16 | -$3.69B |
| 2022 | $10.85B | — | — | $1.51B | $7.16 | -$19.00M |
When it reports next
Estimates aggregated by Yahoo Finance. Dates move and estimates change until the report lands.
How it sits in financial services
Sector covering banks, insurance, asset management, and fintech companies.
The companies it competes with
RJF beside the financial services names it is usually measured against.
What the chart is saying
Slipped under its 50-day average inside a longer uptrend.
weakening- Price is 7.6% below its 50-day average and 0.7% below its 200-day.
- The 50-day crossed above the 200-day on 2026-07-30 (a “golden cross”).
- RSI at 34 is neither stretched nor washed out.
- The nearest ceiling is $168.04 (+5.1%), the nearest floor $156.89 (-1.9%).
A description of the chart, not advice. Indicators describe what the price has done; none of them knows what it does next.
Questions people ask about it
Is RJF a good buy right now?
Raymond James Financial trades at 13.9x earnings. This is below market average, potentially undervalued. Current risk level is Medium based on 23.0% volatility.
Does RJF pay dividends?
Yes, Raymond James Financial offers a dividend yield of 1.34%. That is roughly $2.14 per share a year.
How volatile is RJF?
With 30-day annualized volatility of 23.0% and beta of 0.92, RJF is classified as Medium risk. The stock tends to be more stable than the market average.
What is the analyst price target for RJF?
The average analyst price target for Raymond James Financial (RJF) is $186.00 based on 13 analyst estimates, about 16.4% above the current price of $159.85. The published range runs from $160.00 to $205.00.
How much revenue does RJF generate?
Raymond James Financial reported $15.24B in trailing twelve-month revenue. Revenue growth is running at 15.1% year over year. Net margin sits at 15.1%. Figures are aggregated from company filings by Yahoo Finance and refresh on an hourly cadence.
Compare RJF with anything
Five years side by side: what $10,000 became, how far each fell, whether they move together.