Key facts, as of
As of September 29, 2026, Hartford Financial (HIG) trades at $125.85, down 4.8% over the past year. Its 52-week range runs from $120.33 to $146.07; the price is 13.8% below that high. It sits 7.5% below its 200-day average of $136.07, the usual sign of a long-term downtrend. Its 30-day volatility is 16.5% annualized, which we rate medium risk. It has a trailing P/E of 8.7 and a dividend yield of 1.90%.
Cite: Portfolio Terminal, "Hartford Financial (HIG) stock analysis", 2026-09-29. https://portfolio-terminal.com/analyse/hig
Where it trades today
trading 21% of the way up its 52-week range
How the price has moved
What to weigh before acting
What Matters Now
- Credit quality, deposit stability, and how management navigates the rate cycle usually drive the next rerating.
- HIG trades at 8.7x earnings versus 12.5x for the sector, which means the rerating case depends on proving the discount is too harsh.
- Recent realized volatility sits near 16.5%, below the sector norm of 24.0%, which supports a steadier role inside a diversified portfolio.
- HIG remains in a bearish short-term trend and sits 13.8% below its high, which raises the bar for any thesis that depends on fast multiple expansion.
Portfolio Use Case
- HIG is more useful for investors comparing conviction names inside financial services than for someone looking for a passive “set and forget” holding.
- The beta profile suggests it can fit a quality or lower-volatility sleeve more naturally than a high-octane tactical basket.
- The stock becomes more useful when paired with an explicit catalyst watchlist, because sector sentiment can shift quickly around policy, rates, or pipeline news.
What Would Change the View
- A recovery in price alone would not be enough to improve the view; the thesis needs confirmation from improving business or valuation signals.
- The view would need revisiting if peers such as JPM, BAC, WFC start winning the marginal flow or posting cleaner operating momentum.
Methodology
- Price, market cap, beta, yield, and liquidity fields for HIG come from Yahoo Finance quote and summary data.
- 30-day volatility is calculated from recent daily returns and annualized using a 252-trading-day convention.
- Sector context uses stored benchmark averages for Financial Services so each page compares the ticker against a stable peer baseline rather than against the whole market.
- Peer comparisons use the Portfolio Terminal coverage set and highlight nearby listed alternatives such as JPM, BAC, WFC.
Sources
- Yahoo Finance quote dataopen →
Live quote, valuation, beta, yield, and volume fields used for HIG. Last refresh: Sep 29, 2026, 10:33 PM.
- Portfolio Terminal methodologyopen →
Explains how analytics, refresh cadence, and portfolio interpretation work across the product.
- Peer set and coverage context
Comparative context for this page is anchored around nearby tracked names such as JPM, BAC, WFC.
What Hartford Financial does
The Hartford Insurance Group, Inc., together with its subsidiaries, provides insurance and financial services to individual and business customers in the United States, the United Kingdom, and internationally. It operates through Business Insurance, Personal Insurance, Property & Casualty Other Operations, Employee Benefits and Hartford Funds. The company offers insurance coverage, including workers' compensation, property, automobile, general and professional liability, package business, umbrella, fidelity and surety, marine, livestock, accident, health, and reinsurance through regional offices, branches, sales and policyholder service centers, independent retail agents and brokers,…
Employees
19,200
Industry
Insurance - Diversified
Headquarters
Hartford, United States
What analysts expect
HIG carries a buy consensus from 20 analysts, with an average price target of $149.40 versus $125.85 today (+18.7%). Targets are estimates and can move quickly after earnings.
Consensus aggregated by Yahoo Finance. Targets are estimates, not forecasts.
How the business is doing
HIG generated $29.32B in trailing revenue (8.1% year over year), with a 14.9% net margin, and $5.51B of free cash flow, against $393.00M of net debt.
The numbers, year by year
| Fiscal year | Revenue | Gross profit | Operating income | Net income | EPS | Free cash flow |
|---|---|---|---|---|---|---|
| 2025 | $28.07B | — | — | $3.84B | $13.51 | $5.75B |
| 2024 | $26.38B | — | — | $3.11B | $10.51 | $5.76B |
| 2023 | $24.33B | — | — | $2.50B | $8.09 | $4.00B |
| 2022 | $21.85B | — | — | $1.82B | $5.69 | $3.83B |
When it reports next
Estimates aggregated by Yahoo Finance. Dates move and estimates change until the report lands.
How it sits in financial services
Sector covering banks, insurance, asset management, and fintech companies.
The companies it competes with
HIG beside the financial services names it is usually measured against.
What the chart is saying
Slipped under its 50-day average inside a longer uptrend.
weakening- Price is 8.4% below its 50-day average and 7.5% below its 200-day.
- The 50-day crossed above the 200-day on 2026-08-04 (a “golden cross”).
- RSI at 30 is oversold: selling has been one-sided.
- The nearest ceiling is $127.23 (+1.1%).
A description of the chart, not advice. Indicators describe what the price has done; none of them knows what it does next.
Questions people ask about it
Is HIG a good buy right now?
Hartford Financial trades at 8.7x earnings. This is below market average, potentially undervalued. Current risk level is Medium based on 16.5% volatility.
Does HIG pay dividends?
Yes, Hartford Financial offers a dividend yield of 1.90%. That is roughly $2.39 per share a year.
How volatile is HIG?
With 30-day annualized volatility of 16.5% and beta of 0.45, HIG is classified as Medium risk. The stock tends to be more stable than the market average.
What is the analyst price target for HIG?
The average analyst price target for Hartford Financial (HIG) is $149.40 based on 20 analyst estimates, about 18.7% above the current price of $125.85. The published range runs from $135.00 to $164.00.
How much revenue does HIG generate?
Hartford Financial reported $29.32B in trailing twelve-month revenue. Revenue growth is running at 8.1% year over year. Net margin sits at 14.9%. Figures are aggregated from company filings by Yahoo Finance and refresh on an hourly cadence.
Compare HIG with anything
Five years side by side: what $10,000 became, how far each fell, whether they move together.