Key facts, as of
As of September 29, 2026, Erie Indemnity (ERIE) trades at $222.43, down 29.0% over the past year. Its 52-week range runs from $204.63 to $330.54; the price is 32.7% below that high. It sits 11.0% below its 200-day average of $249.94, the usual sign of a long-term downtrend. Its 30-day volatility is 29.3% annualized, which we rate medium risk. It has a trailing P/E of 20.2 and a dividend yield of 2.63%.
Cite: Portfolio Terminal, "Erie Indemnity (ERIE) stock analysis", 2026-09-29. https://portfolio-terminal.com/analyse/erie
Where it trades today
trading 14% of the way up its 52-week range
How the price has moved
What to weigh before acting
What Matters Now
- Credit quality, deposit stability, and how management navigates the rate cycle usually drive the next rerating.
- ERIE trades at 20.2x earnings, well above the financial services average of 12.5x, so the market is already pricing in above-consensus execution.
- Recent realized volatility is running around 29.3%, above the sector norm of 24.0%, so position sizing matters more than usual.
- ERIE remains in a bearish short-term trend and sits 32.7% below its high, which raises the bar for any thesis that depends on fast multiple expansion.
Portfolio Use Case
- ERIE is more relevant for investors who want some income support alongside price appreciation, not just pure growth exposure.
- The beta profile suggests it can fit a quality or lower-volatility sleeve more naturally than a high-octane tactical basket.
- The stock becomes more useful when paired with an explicit catalyst watchlist, because sector sentiment can shift quickly around policy, rates, or pipeline news.
What Would Change the View
- A reset in earnings expectations or a faster peer catch-up could compress the premium valuation currently embedded in ERIE.
- A recovery in price alone would not be enough to improve the view; the thesis needs confirmation from improving business or valuation signals.
- Volatility is already above the sector norm, so even a correct long-term thesis can be painful if the position size is too aggressive.
Methodology
- Price, market cap, beta, yield, and liquidity fields for ERIE come from Yahoo Finance quote and summary data.
- 30-day volatility is calculated from recent daily returns and annualized using a 252-trading-day convention.
- Sector context uses stored benchmark averages for Financial Services so each page compares the ticker against a stable peer baseline rather than against the whole market.
- Peer comparisons use the Portfolio Terminal coverage set and highlight nearby listed alternatives such as JPM, BAC, WFC.
Sources
- Yahoo Finance quote dataopen →
Live quote, valuation, beta, yield, and volume fields used for ERIE. Last refresh: Sep 29, 2026, 10:33 PM.
- Portfolio Terminal methodologyopen →
Explains how analytics, refresh cadence, and portfolio interpretation work across the product.
- Peer set and coverage context
Comparative context for this page is anchored around nearby tracked names such as JPM, BAC, WFC.
What Erie Indemnity does
Erie Indemnity Company operates as a managing attorney-in-fact for the subscribers at the Erie Insurance Exchange in the United States. It provides issuance and renewal services; sales related services, including agent compensation and sales and advertising support services; underwriting services that include underwriting and policy processing; and other services consist of customer services and administrative support services, as well as information technology services. The company was incorporated in 1925 and is based in Erie, Pennsylvania.
How the business is doing
ERIE generated $4.12B in trailing revenue (2.8% year over year), with a 14.0% net margin, and $481.21M of free cash flow, supported by $241.85M of net cash.
The numbers, year by year
| Fiscal year | Revenue | Gross profit | Operating income | Net income | EPS | Free cash flow |
|---|---|---|---|---|---|---|
| 2025 | $4.15B | — | — | $559.34M | $12.01 | $570.97M |
| 2024 | $3.86B | — | — | $600.31M | $12.89 | $486.40M |
| 2023 | $3.31B | — | — | $446.06M | $9.58 | $288.56M |
| 2022 | $2.85B | — | — | $298.57M | $6.41 | $298.95M |
When it reports next
Estimates aggregated by Yahoo Finance. Dates move and estimates change until the report lands.
How it sits in financial services
Sector covering banks, insurance, asset management, and fintech companies.
The companies it competes with
ERIE beside the financial services names it is usually measured against.
What the chart is saying
In a downtrend, with $210.08 the next floor.
downtrend- Price is 9.2% below its 50-day average and 11.0% below its 200-day.
- RSI at 34 is neither stretched nor washed out.
- The nearest ceiling is $235.44 (+5.8%), the nearest floor $210.08 (-5.6%).
A description of the chart, not advice. Indicators describe what the price has done; none of them knows what it does next.
Questions people ask about it
Is ERIE a good buy right now?
Erie Indemnity trades at 20.2x earnings. This is near market average. Current risk level is Medium based on 29.3% volatility.
Does ERIE pay dividends?
Yes, Erie Indemnity offers a dividend yield of 2.63%. That is roughly $5.85 per share a year.
How volatile is ERIE?
With 30-day annualized volatility of 29.3% and beta of 0.30, ERIE is classified as Medium risk. The stock tends to be more stable than the market average.
How much revenue does ERIE generate?
Erie Indemnity reported $4.12B in trailing twelve-month revenue. Revenue growth is running at 2.8% year over year. Net margin sits at 14.0%. Figures are aggregated from company filings by Yahoo Finance and refresh on an hourly cadence.
Compare ERIE with anything
Five years side by side: what $10,000 became, how far each fell, whether they move together.