Key facts, as of
As of September 29, 2026, Cincinnati Financial (CINF) trades at $161.13, up 3.0% over the past year. Its 52-week range runs from $150.00 to $194.81; the price is 17.3% below that high. It sits 3.8% below its 200-day average of $167.53, the usual sign of a long-term downtrend. Its 30-day volatility is 14.6% annualized, which we rate low risk. It has a trailing P/E of 7.6 and a dividend yield of 2.32%.
Cite: Portfolio Terminal, "Cincinnati Financial (CINF) stock analysis", 2026-09-29. https://portfolio-terminal.com/analyse/cinf
Where it trades today
trading 25% of the way up its 52-week range
How the price has moved
What to weigh before acting
What Matters Now
- Credit quality, deposit stability, and how management navigates the rate cycle usually drive the next rerating.
- CINF trades at 7.6x earnings versus 12.5x for the sector, which means the rerating case depends on proving the discount is too harsh.
- Recent realized volatility sits near 14.6%, below the sector norm of 24.0%, which supports a steadier role inside a diversified portfolio.
- CINF remains in a bearish short-term trend and sits 17.3% below its high, which raises the bar for any thesis that depends on fast multiple expansion.
Portfolio Use Case
- CINF is more relevant for investors who want some income support alongside price appreciation, not just pure growth exposure.
- The beta profile suggests it can fit a quality or lower-volatility sleeve more naturally than a high-octane tactical basket.
- The stock becomes more useful when paired with an explicit catalyst watchlist, because sector sentiment can shift quickly around policy, rates, or pipeline news.
What Would Change the View
- A recovery in price alone would not be enough to improve the view; the thesis needs confirmation from improving business or valuation signals.
- The view would need revisiting if peers such as JPM, BAC, WFC start winning the marginal flow or posting cleaner operating momentum.
Methodology
- Price, market cap, beta, yield, and liquidity fields for CINF come from Yahoo Finance quote and summary data.
- 30-day volatility is calculated from recent daily returns and annualized using a 252-trading-day convention.
- Sector context uses stored benchmark averages for Financial Services so each page compares the ticker against a stable peer baseline rather than against the whole market.
- Peer comparisons use the Portfolio Terminal coverage set and highlight nearby listed alternatives such as JPM, BAC, WFC.
Sources
- Yahoo Finance quote dataopen →
Live quote, valuation, beta, yield, and volume fields used for CINF. Last refresh: Sep 29, 2026, 10:33 PM.
- Portfolio Terminal methodologyopen →
Explains how analytics, refresh cadence, and portfolio interpretation work across the product.
- Peer set and coverage context
Comparative context for this page is anchored around nearby tracked names such as JPM, BAC, WFC.
What Cincinnati Financial does
Cincinnati Financial Corporation provides property casualty insurance products in the United States. The company operates through five segments: Commercial Lines Insurance, Personal Lines Insurance, Excess and Surplus Lines Insurance, Life Insurance, and Investments. The Commercial Lines Insurance segment offers coverage for commercial casualty and property, commercial auto, and workers' compensation. This segment also provides contract and commercial surety bonds, and fidelity bonds; management liability; and machinery and equipment insurance products. The Personal Lines Insurance segment offers personal auto; homeowner; and other personal lines insurance, such as dwelling fire, inland…
Employees
5,705
Industry
Insurance - Property & Casualty
Headquarters
Fairfield, United States
What analysts expect
CINF is tracked by 6 analysts, with an average price target of $191.67 versus $161.13 today (+19.0%). Targets are estimates and can move quickly after earnings.
Consensus aggregated by Yahoo Finance. Targets are estimates, not forecasts.
How the business is doing
CINF generated $13.95B in trailing revenue (31.6% year over year), with a 23.8% net margin, and $2.98B of free cash flow, supported by $1.02B of net cash.
The numbers, year by year
| Fiscal year | Revenue | Gross profit | Operating income | Net income | EPS | Free cash flow |
|---|---|---|---|---|---|---|
| 2025 | $12.63B | — | — | $2.39B | $15.32 | $3.09B |
| 2024 | $11.34B | — | — | $2.29B | $14.65 | $2.63B |
| 2023 | $10.01B | — | — | $1.84B | $11.74 | $2.03B |
| 2022 | $6.56B | — | — | -$487.00M | -$3.06 | $2.04B |
When it reports next
Estimates aggregated by Yahoo Finance. Dates move and estimates change until the report lands.
How it sits in financial services
Sector covering banks, insurance, asset management, and fintech companies.
The companies it competes with
CINF beside the financial services names it is usually measured against.
What the chart is saying
Slipped under its 50-day average inside a longer uptrend.
weakening- Price is 6.5% below its 50-day average and 3.8% below its 200-day.
- RSI at 27 is oversold: selling has been one-sided.
- The nearest ceiling is $168.20 (+4.4%), the nearest floor $159.51 (-1.0%).
A description of the chart, not advice. Indicators describe what the price has done; none of them knows what it does next.
Questions people ask about it
Is CINF a good buy right now?
Cincinnati Financial trades at 7.6x earnings. This is below market average, potentially undervalued. Current risk level is Low based on 14.6% volatility.
Does CINF pay dividends?
Yes, Cincinnati Financial offers a dividend yield of 2.32%. That is roughly $3.74 per share a year.
How volatile is CINF?
With 30-day annualized volatility of 14.6% and beta of 0.55, CINF is classified as Low risk. The stock tends to be more stable than the market average.
What is the analyst price target for CINF?
The average analyst price target for Cincinnati Financial (CINF) is $191.67 based on 6 analyst estimates, about 19.0% above the current price of $161.13. The published range runs from $177.00 to $200.00.
How much revenue does CINF generate?
Cincinnati Financial reported $13.95B in trailing twelve-month revenue. Revenue growth is running at 31.6% year over year. Net margin sits at 23.8%. Figures are aggregated from company filings by Yahoo Finance and refresh on an hourly cadence.
Compare CINF with anything
Five years side by side: what $10,000 became, how far each fell, whether they move together.