AJGfinancial servicesnyseupdated 10:33:01 PM

Arthur J. Gallagher logoArthur J. Gallagher

Arthur J. Gallagher (AJG) is a financial services company operating in insurance brokers. Rate cycles, credit quality, and capital returns usually drive relative performance. This analysis page tracks valuation context, trend strength, and downside risk over time.

Price

$227.75

-0.75% today

Risk

High

30.6% vol · 30d

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Key facts, as of

As of September 29, 2026, Arthur J. Gallagher (AJG) trades at $227.75, down 25.5% over the past year. Its 52-week range runs from $190.75 to $313.55; the price is 27.4% below that high. It sits 2.4% below its 200-day average of $233.32, the usual sign of a long-term downtrend. Its 30-day volatility is 30.6% annualized, which we rate high risk. It has a trailing P/E of 37.8 and a dividend yield of 1.22%.

Cite: Portfolio Terminal, "Arthur J. Gallagher (AJG) stock analysis", 2026-09-29. https://portfolio-terminal.com/analyse/ajg

01Market

Where it trades today

Market cap

$58.38B

Price / earnings

37.8x

Beta

0.51

swings less than the market

Dividend yield

1.22%

Volume

1.41M

avg 1.45M

50-day average

$250.66

200-day average

$233.32

30-day trend

bearish

52-week range27.4% below the high
low $190.75$227.75high $313.55

trading 30% of the way up its 52-week range

02Price

How the price has moved

30-day price-13.12%
30 days ago$262.15 → $227.75today
1-year performance-26.6%
$223$257$292OctNovDecJanFebMarAprMayJunJulAugSep
AJG · 52 weeks$310.48 → $227.75
03Decision

What to weigh before acting

decision support3 sources

What Matters Now

  • Credit quality, deposit stability, and how management navigates the rate cycle usually drive the next rerating.
  • AJG trades at 37.8x earnings, well above the financial services average of 12.5x, so the market is already pricing in above-consensus execution.
  • Recent realized volatility is running around 30.6%, above the sector norm of 24.0%, so position sizing matters more than usual.
  • AJG remains in a bearish short-term trend and sits 27.4% below its high, which raises the bar for any thesis that depends on fast multiple expansion.

Portfolio Use Case

  • AJG is more useful for investors comparing conviction names inside financial services than for someone looking for a passive “set and forget” holding.
  • The beta profile suggests it can fit a quality or lower-volatility sleeve more naturally than a high-octane tactical basket.
  • The stock becomes more useful when paired with an explicit catalyst watchlist, because sector sentiment can shift quickly around policy, rates, or pipeline news.

What Would Change the View

  • A reset in earnings expectations or a faster peer catch-up could compress the premium valuation currently embedded in AJG.
  • A recovery in price alone would not be enough to improve the view; the thesis needs confirmation from improving business or valuation signals.
  • Volatility is already above the sector norm, so even a correct long-term thesis can be painful if the position size is too aggressive.

Methodology

  • Price, market cap, beta, yield, and liquidity fields for AJG come from Yahoo Finance quote and summary data.
  • 30-day volatility is calculated from recent daily returns and annualized using a 252-trading-day convention.
  • Sector context uses stored benchmark averages for Financial Services so each page compares the ticker against a stable peer baseline rather than against the whole market.
  • Peer comparisons use the Portfolio Terminal coverage set and highlight nearby listed alternatives such as JPM, BAC, WFC.

Sources

  • Yahoo Finance quote dataopen →

    Live quote, valuation, beta, yield, and volume fields used for AJG. Last refresh: Sep 29, 2026, 10:33 PM.

  • Portfolio Terminal methodologyopen →

    Explains how analytics, refresh cadence, and portfolio interpretation work across the product.

  • Peer set and coverage context

    Comparative context for this page is anchored around nearby tracked names such as JPM, BAC, WFC.

Editorial note · Written by Portfolio Terminal Research. Template updated 3/24/2026, market data refreshed 9/29/2026, 10:33:01 PM. Built for research and portfolio monitoring, not personalized investment advice.
04About

What Arthur J. Gallagher does

profile

Arthur J. Gallagher & Co., together with its subsidiaries, provides insurance and reinsurance brokerage, consulting, and third-party property/casualty claims settlement and administration services to entities and individuals worldwide. The company operates in Brokerage and Risk Management segments. Its Brokerage segment offers retail and wholesale insurance and reinsurance brokerage services; assists retail brokers and other non-affiliated brokers in the placement of specialized and hard-to-place insurance; and acts as a brokerage wholesaler, managing general agent, and managing general underwriter for distributing specialized insurance coverages to underwriting enterprises. This segment…

Employees

67,456

Industry

Insurance Brokers

Headquarters

Rolling Meadows, United States

05Analyst Consensus

What analysts expect

AJG carries a buy consensus from 18 analysts, with an average price target of $289.67 versus $227.75 today (+27.2%). Targets are estimates and can move quickly after earnings.

Consensus

Buy

Average target

$289.67

$250.00 to $388.00

Upside to target

+27.2%

Analysts covering

18

Consensus aggregated by Yahoo Finance. Targets are estimates, not forecasts.

06Financial Strength

How the business is doing

AJG generated $15.11B in trailing revenue (30.9% year over year), with a 10.4% net margin, and $2.08B of free cash flow, against $12.72B of net debt.

Revenue (TTM)

$15.11B

Net margin

10.4%

Revenue growth

30.9%

Free cash flow

$2.08B

Gross margin

43.2%

Operating margin

19.2%

Return on equity

6.7%

Total cash

$1.39B

Total debt

$14.11B

Earnings growth

-10.7%

07Annual Financials

The numbers, year by year

annual financials4 years
Fiscal yearRevenueGross profitOperating incomeNet incomeEPSFree cash flow
2025$13.94B$5.94B$2.56B$1.49B$5.83$1.78B
2024$11.55B$4.88B$2.28B$1.46B$6.63$2.44B
2023$10.07B$4.25B$1.86B$970.00M$4.51$1.84B
2022$8.55B$3.60B$1.67B$1.11B$5.30$1.21B
Company filings via Yahoo Finance. Refreshed 9/29/2026.
08Next Earnings

When it reports next

Next report

Oct 29, 2026

EPS estimate

$3.01

Revenue estimate

$4.02B

Estimates aggregated by Yahoo Finance. Dates move and estimates change until the report lands.

09Sector

How it sits in financial services

Sector covering banks, insurance, asset management, and fintech companies.

versus the sectorAJG vs average
metricAJGsectorverdict
price / earnings37.8x12.5x↑ 202%
beta0.511.10less volatile
dividend yield1.22%2.50%below average
30-day volatility30.6%24%higher risk
10Peers

The companies it competes with

AJG beside the financial services names it is usually measured against.

competitors4 companies
companypricemarket cap
Arthur J. Gallagher logoAJG$227.75$58.38B
JPMorgan Chase & Co. logoJPM$334.98$890.44BBank of America logoBAC$54.96$384.32BWells Fargo & Company logoWFC$80.48$243.37B
Any row opens that company's own analysis.
11Technicals

What the chart is saying

Slipped under its 50-day average inside a longer uptrend.

weakening
ajg · daily
50-day 251200-day 233resistancesupport
2007030RSI 14 · 34volR 255R 239S 226S 208228AprMayJunJulAugSep
Daily candles · AJGLevels are zones where the price turned at least twice in the last year. Last close $227.75 on 2026-09-29.

RSI (14)

34

neutral zone

vs 50-day

−9.1%

avg $250.66

vs 200-day

−2.4%

avg $233.32

From 1-year high

−27.4%

high $313.55 · 2025-10-03

levels and the read33% annualized vol · 30d
resistance$254.90turned here 2×+11.9%
resistance$238.83turned here 5×+4.9%
support$225.67turned here 2×−0.9%
support$207.61turned here 4×−8.8%
  • Price is 9.1% below its 50-day average and 2.4% below its 200-day.
  • The 50-day crossed above the 200-day on 2026-08-07 (a “golden cross”).
  • RSI at 34 is neither stretched nor washed out.
  • The nearest ceiling is $238.83 (+4.9%), the nearest floor $225.67 (-0.9%).

A description of the chart, not advice. Indicators describe what the price has done; none of them knows what it does next.

12Questions

Questions people ask about it

questions5 answered

Is AJG a good buy right now?

Arthur J. Gallagher trades at 37.8x earnings. This is above market average, reflecting growth expectations. Current risk level is High based on 30.6% volatility.

Does AJG pay dividends?

Yes, Arthur J. Gallagher offers a dividend yield of 1.22%. That is roughly $2.78 per share a year.

How volatile is AJG?

With 30-day annualized volatility of 30.6% and beta of 0.51, AJG is classified as High risk. The stock tends to be more stable than the market average.

What is the analyst price target for AJG?

The average analyst price target for Arthur J. Gallagher (AJG) is $289.67 based on 18 analyst estimates, about 27.2% above the current price of $227.75. The published range runs from $250.00 to $388.00.

How much revenue does AJG generate?

Arthur J. Gallagher reported $15.11B in trailing twelve-month revenue. Revenue growth is running at 30.9% year over year. Net margin sits at 10.4%. Figures are aggregated from company filings by Yahoo Finance and refresh on an hourly cadence.

Compare AJG with anything

Five years side by side: what $10,000 became, how far each fell, whether they move together.

Arthur J. Gallagher logo